:root{--navy: #1a2744;--slate: #2d3a4e;--steel: #475569;--orange: #e87430;--orange-light: rgba(232,116,48,.1);--cream: #f8f6f2;--white: #ffffff;--gray: #64748b;--dark: #0f1724}*{margin:0;padding:0;box-sizing:border-box}body{font-family:DM Sans,sans-serif;color:var(--navy);background:var(--cream);overflow-x:hidden}.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--dark) 100%);color:var(--white);position:relative;overflow:hidden;min-height:100vh;display:flex;align-items:center}.hero:before{content:"";position:absolute;top:-40%;right:-15%;width:800px;height:800px;background:radial-gradient(circle,rgba(232,116,48,.2) 0%,transparent 70%);border-radius:50%}.hero:after{content:"";position:absolute;bottom:-30%;left:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(71,85,105,.25) 0%,transparent 70%);border-radius:50%}.hero-inner{max-width:1140px;margin:0 auto;padding:80px 24px;display:grid;grid-template-columns:1.3fr 1fr;gap:60px;align-items:center;position:relative;z-index:1}.badge{display:inline-flex;align-items:center;gap:8px;background:var(--orange-light);border:1px solid rgba(232,116,48,.3);color:var(--orange);padding:8px 18px;border-radius:100px;font-size:.85rem;font-weight:600;letter-spacing:.03em;margin-bottom:24px;animation:fadeInUp .6s ease both}h1{font-family:Outfit,sans-serif;font-size:clamp(2.4rem,5vw,3.6rem);font-weight:800;line-height:1.08;letter-spacing:-.02em;margin-bottom:20px;animation:fadeInUp .6s .1s ease both}h1 span{color:var(--orange)}.hero-sub{font-size:1.1rem;color:#ffffffb3;line-height:1.7;margin-bottom:36px;max-width:540px;animation:fadeInUp .6s .2s ease both}.cta-group{display:flex;gap:16px;flex-wrap:wrap;animation:fadeInUp .6s .3s ease both}.btn-primary{background:var(--orange);color:var(--white);padding:16px 36px;border:none;border-radius:12px;font-family:Outfit,sans-serif;font-size:1.05rem;font-weight:700;cursor:pointer;transition:all .3s ease;text-decoration:none;display:inline-flex;align-items:center;gap:8px}.btn-primary:hover{background:#d4662a;transform:translateY(-2px);box-shadow:0 8px 30px #e8743059}.btn-secondary{background:#ffffff14;color:var(--white);padding:16px 36px;border:1px solid rgba(255,255,255,.15);border-radius:12px;font-family:Outfit,sans-serif;font-size:1.05rem;font-weight:600;cursor:pointer;transition:all .3s ease;text-decoration:none}.btn-secondary:hover{background:#ffffff26;transform:translateY(-2px)}.trust-strip{display:flex;gap:32px;margin-top:48px;animation:fadeInUp .6s .4s ease both}.trust-item{display:flex;align-items:center;gap:10px}.trust-icon{width:42px;height:42px;background:#e874301f;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.1rem}.trust-text{font-size:.82rem;color:#ffffff8c;line-height:1.3}.trust-text strong{display:block;color:var(--white);font-size:.9rem}.hero-visual{position:relative;animation:fadeInUp .8s .3s ease both}.visual-frame{background:var(--white);border-radius:24px;overflow:hidden;width:340px;margin:0 auto;box-shadow:0 40px 80px #0006,0 0 0 1px #ffffff14;transform:rotate(1.5deg)}.visual-header{background:var(--slate);padding:12px 16px;display:flex;gap:6px}.visual-dot{width:10px;height:10px;border-radius:50%;background:#ffffff26}.visual-dot:first-child{background:#ff5f57}.visual-dot:nth-child(2){background:#febc2e}.visual-dot:nth-child(3){background:#28c840}.visual-body{padding:24px}.visual-badge-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.visual-badge{border-radius:14px;padding:20px 14px;text-align:center;transition:transform .3s ease}.visual-badge:hover{transform:translateY(-2px)}.vb-main{background:var(--navy);color:var(--white)}.vb-accent{background:var(--orange-light);border:1px solid rgba(232,116,48,.2);color:var(--navy)}.vb-icon{font-size:1.6rem;margin-bottom:8px}.vb-label{font-family:Outfit,sans-serif;font-size:.78rem;font-weight:600;line-height:1.3}.visual-caption{text-align:center;font-size:.78rem;color:var(--gray);margin-top:16px;font-weight:500}.credentials{background:var(--white);border-bottom:1px solid #e8e4de}.credentials-inner{max-width:1140px;margin:0 auto;padding:40px 24px;display:flex;align-items:center;justify-content:center;gap:48px}.cred-item{text-align:center}.cred-number{font-family:Outfit,sans-serif;font-size:clamp(1.5rem,2.5vw,2rem);font-weight:800;color:var(--navy);letter-spacing:-.02em}.cred-label{font-size:.82rem;color:var(--gray);margin-top:4px;font-weight:500}.cred-divider{width:1px;height:40px;background:#e0dcd6;flex-shrink:0}.services{max-width:1140px;margin:0 auto;padding:100px 24px}.section-label{font-family:Outfit,sans-serif;font-size:.85rem;font-weight:700;color:var(--orange);text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px}.section-title{font-family:Outfit,sans-serif;font-size:clamp(1.8rem,3.5vw,2.6rem);font-weight:800;color:var(--navy);margin-bottom:16px;letter-spacing:-.02em}.section-sub{color:var(--gray);font-size:1.05rem;max-width:580px;line-height:1.7;margin-bottom:48px}.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.service-card{background:var(--white);border-radius:20px;padding:32px 24px;border:1px solid #e8e4de;transition:all .3s ease;position:relative;overflow:hidden}.service-card:hover{transform:translateY(-4px);box-shadow:0 20px 60px #1a274414;border-color:var(--orange)}.service-card.featured{border-color:var(--orange);box-shadow:0 8px 30px #e874301a}.service-featured-tag{position:absolute;top:16px;right:16px;background:var(--orange);color:var(--white);font-family:Outfit,sans-serif;font-size:.7rem;font-weight:700;padding:4px 10px;border-radius:100px;text-transform:uppercase;letter-spacing:.05em}.service-icon{width:56px;height:56px;background:linear-gradient(135deg,var(--navy),var(--slate));border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:20px}.service-card h3{font-family:Outfit,sans-serif;font-size:1.1rem;font-weight:700;margin-bottom:10px;color:var(--navy)}.service-card p{color:var(--gray);font-size:.9rem;line-height:1.6}.insurance-callout{margin-top:40px;background:var(--navy);border-radius:20px;padding:40px;display:flex;align-items:center;gap:24px;position:relative;overflow:hidden}.insurance-callout:before{content:"";position:absolute;top:-40%;right:-5%;width:300px;height:300px;background:radial-gradient(circle,rgba(232,116,48,.15),transparent 70%);border-radius:50%}.insurance-icon{width:64px;height:64px;background:var(--orange-light);border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.6rem;flex-shrink:0}.insurance-content{flex:1;position:relative;z-index:1}.insurance-content h3{font-family:Outfit,sans-serif;font-size:1.15rem;font-weight:700;color:var(--white);margin-bottom:8px}.insurance-content p{font-size:.9rem;color:#ffffffa6;line-height:1.6}.insurance-callout .btn-primary{flex-shrink:0;position:relative;z-index:1;white-space:nowrap}.financing{background:linear-gradient(135deg,var(--navy) 0%,var(--dark) 100%);position:relative;overflow:hidden}.financing:before{content:"";position:absolute;top:-30%;left:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(232,116,48,.12) 0%,transparent 70%);border-radius:50%}.financing-inner{max-width:1140px;margin:0 auto;padding:100px 24px;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;position:relative;z-index:1}.financing-perks{list-style:none;display:flex;flex-direction:column;gap:14px}.financing-perks li{color:#fffc;font-size:1rem;font-weight:500}.payment-card{background:var(--white);border-radius:24px;padding:40px;text-align:center;box-shadow:0 30px 80px #0000004d}.payment-label{font-family:Outfit,sans-serif;font-size:.9rem;font-weight:600;color:var(--gray);text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}.payment-amount{font-family:Outfit,sans-serif;font-size:4rem;font-weight:800;color:var(--navy);line-height:1;margin-bottom:8px}.payment-dollar{font-size:2rem;vertical-align:super;color:var(--orange)}.payment-period{font-size:1.2rem;font-weight:600;color:var(--gray)}.payment-details{font-size:.82rem;color:var(--gray);margin-bottom:20px}.payment-divider{height:1px;background:#e8e4de;margin-bottom:20px}.payment-includes{text-align:left}.payment-check{font-size:.88rem;color:var(--navy);padding:6px 0;font-weight:500}.testimonials{max-width:1140px;margin:0 auto;padding:100px 24px}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.testimonial-card{background:var(--white);border-radius:20px;padding:32px;border:1px solid #e8e4de;transition:all .3s ease}.testimonial-card:hover{transform:translateY(-4px);box-shadow:0 20px 60px #1a274414}.testimonial-stars{color:var(--orange);font-size:1rem;letter-spacing:2px;margin-bottom:16px}.testimonial-text{font-size:.92rem;color:var(--navy);line-height:1.7;margin-bottom:24px}.testimonial-author{display:flex;align-items:center;gap:12px}.testimonial-avatar{width:42px;height:42px;background:var(--navy);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:Outfit,sans-serif;font-size:.8rem;font-weight:700;flex-shrink:0}.testimonial-author strong{display:block;font-size:.9rem;color:var(--navy)}.testimonial-author span{font-size:.8rem;color:var(--gray)}.form-section{max-width:1140px;margin:0 auto;padding:0 24px 100px;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.form-info h2{font-family:Outfit,sans-serif;font-size:clamp(1.8rem,3.5vw,2.4rem);font-weight:800;color:var(--navy);margin-bottom:16px;letter-spacing:-.02em}.form-info>p{color:var(--gray);font-size:1.05rem;line-height:1.7;margin-bottom:32px}.contact-detail{display:flex;align-items:center;gap:14px;margin-bottom:20px}.contact-icon{width:46px;height:46px;background:var(--orange-light);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}.contact-detail strong{display:block;font-size:.95rem;color:var(--navy)}.contact-detail span{font-size:.82rem;color:var(--gray)}.urgency-box{margin-top:28px;background:#e8743014;border:1px solid rgba(232,116,48,.2);border-radius:16px;padding:20px;display:flex;gap:14px;align-items:flex-start}.urgency-icon{font-size:1.3rem;flex-shrink:0;margin-top:2px}.urgency-box strong{display:block;font-family:Outfit,sans-serif;font-size:.95rem;color:var(--navy);margin-bottom:4px}.urgency-box p{font-size:.85rem;color:var(--gray);line-height:1.6}.form-card{background:var(--white);border-radius:24px;padding:40px;border:1px solid #e8e4de;box-shadow:0 20px 60px #1a27440f}.form-card h3{font-family:Outfit,sans-serif;font-size:1.3rem;font-weight:700;color:var(--navy);margin-bottom:24px}.form-group{margin-bottom:18px}.form-group label{display:block;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:6px}.form-group input,.form-group textarea,.form-group select{width:100%;padding:14px 16px;border:1px solid #ddd;border-radius:12px;font-family:DM Sans,sans-serif;font-size:.95rem;background:var(--cream);transition:border-color .2s;color:var(--navy)}.form-group input:focus,.form-group textarea:focus,.form-group select:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 3px #e874301a}.form-group textarea{resize:vertical;min-height:100px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-card .btn-primary{width:100%;justify-content:center;margin-top:8px;padding:18px}footer{background:var(--dark);color:#ffffff80;text-align:center;padding:40px 24px;font-size:.85rem}footer strong{color:var(--white)}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@media(max-width:768px){.hero-inner{grid-template-columns:1fr;text-align:center;padding:60px 24px}.hero-sub{margin:0 auto 36px}.cta-group{justify-content:center}.trust-strip{justify-content:center;flex-wrap:wrap;gap:20px}.hero-visual{display:none}.credentials-inner{flex-wrap:wrap;gap:24px}.cred-divider{display:none}.cred-item{flex:1 1 40%;min-width:140px}.services-grid{grid-template-columns:1fr}.insurance-callout{flex-direction:column;text-align:center;padding:32px 24px}.financing-inner{grid-template-columns:1fr;text-align:center;padding:80px 24px}.financing-perks{align-items:center}.financing-content .btn-primary{margin:32px auto 0}.testimonial-grid,.form-section,.form-row{grid-template-columns:1fr}}